As a new financial instrument under the strategy of digital economic development, digital inclusive finance has become an effective way to fill the market gap that exists in traditional finance. Inclusive financial resources are needed for tourism development and recovery in less-developed regions, especially in the context of the COVID-19 pandemic. Understanding the impact of DIF on tourism development is the key to promoting high-quality economic growth in China. Although previous studies have explored the factors influencing tourism development, the effect of DIF on sustainable tourism deve...