The marketization of interest have abolished the interest deposit cei means China has completed the first ph rate is the central link of the financial reform. The central bank ling of commercial banks and rural financial institutions, which ase of the interest rate marketization and realize the market pricing mechanism. The interest rate liberalization make our economy flourishing and promote financial reform. This paper firstly introduces our country interest rate marketization and analyzes the necessity of speeding up the marketization reform of interest rate; Secondly, according to the actu...